Insurance We provide best in class Insurance Policy.

By working as a client of Dialmytrip you will become a Certified DMT Insurance Advisor under IRDAI guidelines. You will get an opportunity of starting a zero investment business; you will get attractive pay-outs and also dedicated relationship manager support.

Life-Term Insurance

Term Life insurance is the purest and most cost effective form of life insurance. This type of insurance provides financial protection to the nominee. Term Insurance policies provide high life cover at lower premiums. These fixed premiums can be paid at once or at regular intervals for the entire policy term or for a limited period of time. Premium amount varies basis the type of the premium payment method opted by the buyer.

Why do we need Term Insurance ?

  • Our family depends on us: The term insurance money can be used to meet your family’s monthly expenses and important goals like your child’s education.
  • Our assets need protection: You may take loans for assets like a house or a car. However, if something happens to you, your loved ones might be burdened with loan repayments. In such a situation, the term insurance pay-out which your family will receive can be utilized in paying off outstanding loans.
  • Lifestyle risks: Modern day lifestyle problems can lead to a host of ailments. Some term insurance plans don’t just protect your family after death but also during your lifetime by offering critical illness protection. This feature pays out on the diagnosis of certain critical ailments like cancer or heart attack.
Health Insurance

A health insurance is a product which gives you a sense of security from the incurring expenses of hospital bills at the time of emergency. It covers the medical and surgical expenses of an ensured person.

Health insurance has now become an essential for individual of all the age group in today’s life. Following a rise in lifestyle diseases and double digit medical inflation in India every year, you must have a health insurance plan that fulfills your requirement. Life is very uncertain, especially when we are living an imbalanced one in between stress and unhealthy habits. In such scenario, the main priority of every individual is to protect themselves from the expenses incurred due to any unforeseen medical issues. To cover that risk of medical expenses and to save the pocket from the huge bills of hospitals, we all need to cover ourselves with a health insurance.

Why do we need Health Insurance ?

Nobody wants to get hurt or fall sick, but still we all need a medical care like doctor’s visit, prescribed drugs, lab tests, and so on at some point of time. As the advanced technology has taken place of those old ways in health care segment, the cost of health facilities has also increased. At that point of time, a health insurance solves the purpose by providing us the financial aids either in the form of cashless or reimbursement.

We all know the importance of health insurance, but the fact is that it is still considered as a tax saving tool only and taken by people only for the sake of getting exempted from the tax slab. But the fact is that other than a tax exemption, health insurance covers essential health benefits critical to maintaining your health and treating illness, accidents and high medical costs and gives us a free preventive care.

  • A basic health insurance plan offers protection for hospitalization expenses including room rent, medicines, nursing expenses, surgery, OT, anesthesia, etc.
  • The insurance company would pay or reimburse valid, covered expenses up to or less than the total policy amount.
  • The policyholder can make a cashless claim at any of the network hospitals or diagnostic centers specified by the insurance company.
  • Health Insurance plans also cover expenses incurred 30 days before hospitalization and 60 days after discharge.
Motor Insurance

If you can afford your own vehicle than you will never prefer using a public transport for sure. With the increased income slabs, people have got the tendency to pay more and this paying capacity inspires them to have a vehicle which also increases the mobility.

The top 10 motor insurance companies in India are determined on the basis of some standard parameters that make them the most preferred ones in this industry.

Importance of Motor Insurance

Vehicle insurance or Motor insurance or auto insurance is insurance mainly purchased for two wheelers as well for four-wheelers or you can say any vehicle on the roads. The primary objective of this vehicle insurance is to provide a protection to you and your vehicle against any physical damage resulting from accidents.

There are hundreds of more reasons why you should have a vehicle insurance policy depending upon the needs of the different people. But the main reasons for having a motor or vehicle insurance are listed below:

  • Loss or Damage: We all know that the traffic conditions on Indian roads are becoming worse day by day. One of the main reasons for having vehicle insurance policy is that it covers the expenses incurred due to any loss or damage to your vehicle.
  • Hospitalisation: Nobody knows that a small accident can put you in a difficult situation. A small accident could hurt you badly and you need to be hospitalized. The insurance company will take care of your long hospital bills.
  • Decreases Your Liabilities: According to the Motor Vehicles Act, third party liability insurance coverage is mandatory in India. If your vehicle met with an accident which results in damages to a stranger’s property or causes injuries to him/her or causes death, the insurance company will pay the expenses for their treatment and save you from legal matters.
  • Compensates Your Family: The demise of a vehicle owner is the most unfortunate outcome of a road accident. If someone has vehicle insurance policy, the insurance company will compensate to help the family after the unfortunate event.

Become a Certified DMT Insurance Advisor (POSP)

We are onboarding our POS agents

Why Become A DialMyTrip POSP Advisor?
  • Zero investment business opportunity
  • Free POSP Certification under IRDAI guidelines
  • Attractive Pay-outs
  • Dedicated Relationship manager support
Insurance is offered by DIALMYTRIP TECH PRIVATE LIMITED (CIN U93000DL2015PTC286253), Principal Place of Business: 516, Vishal Chamber, Sector – 18, Noida, GB Nagar - 201301, Uttar Pradesh. Registered Office: B-75, F/F, Plot No-1, New Ashok Nagar, Delhi - 110096, IRDAI Corporate Agent Registration Code - CA0756, License category- Corporate Agent (Life & General), valid till 01/07/2024. Product information is solely based on the information received from the insurers. For more details on risk factors, associated terms and conditions and exclusions, please read the sales brochure carefully of respective insurer before concluding a sale.
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